FINAL EXPENSE COVERAGE
Would your family have to pay out of pocket for your funeral?
A small whole life policy covers your funeral, burial, and final bills, so the people you love aren't left with the cost. Most applicants qualify with no medical exam.
Takes about a minute. No obligation.
What is final expense insurance?
It is a small whole life policy built for one job: covering the bills your family would otherwise have to pay after you are gone. The average funeral runs into the thousands of dollars. This coverage helps take that weight off the people you love.
Funeral & burial
Helps cover the service, casket or cremation, and the plot.
Final bills
Leftover medical costs, credit cards, and everyday debts.
Money for family
Anything left over goes straight to the people you name.
How it works
Answer a few questions
Age, state, and a couple of quick health questions. No paperwork.
Talk to a licensed agent
A real person reviews options from carriers that fit your situation.
Get your family protected
Pick the plan that feels right and lock in your coverage.
"I put it off for years because I thought it would be complicated. It was three questions and a friendly phone call. My kids will never have to scramble to cover my funeral now."
Maria R., age 68
The carriers we work with
We work with most major carriers, including Americo, Transamerica, Aetna, Mutual of Omaha, Corebridge, American Amicable, Ethos, National Life, and more.
What are you looking to do?
There is no wrong answer. This helps your agent match you with the right kind of coverage.
What's your coverage goal?
Pick the amount that feels right. Your agent can fine-tune it with you later.
What's your monthly budget?
There is no commitment here. This just helps your agent show options in your range.
What state do you live in?
Plans and pricing vary by state, so we match you with what is available where you live.
Do you currently have life insurance?
Many people find an old policy through work will not cover today's funeral costs. It is worth a quick check.
In the last 3 years, have you had a heart attack, stroke, or cancer?
There's no wrong answer. Some individual plans are built exactly for people who have. This just tells us which options to compare.
Do you use tobacco?
This helps us match you with the right carrier. Tobacco users can still qualify for coverage.
Last step: what's your exact date of birth?
This helps us build an accurate quote.
Where should your agent reach you?
A licensed Legacy Row agent will text or call to walk you through your final expense options. No cost, no obligation.
You are all set. Thank you.
Your assigned licensed agent, Brandon Lopez, will reach out shortly by call or text to review your options and answer your questions. There is nothing else you need to do right now.
What happens next
- 1 Watch for a text or call from Brandon, usually within one business day.
- 2 Your agent reviews plans and finds coverage that fits your budget and health.
- 3 If it feels right, you can get covered. No pressure, and no obligation.
The carriers we work with
We work with most major carriers, including Americo, Transamerica, Aetna, Mutual of Omaha, Corebridge, American Amicable, Ethos, National Life, and more.
Legacy Row Insurance. Licensed in California, Louisiana, Ohio & Texas. NPN 17390447. Not affiliated with any government agency.